This Participation Agreement (“Agreement”), governs the terms and conditions for participation by the Participant identified below (“Participant”) in the 6-Figure Freedom CEO programme (“Programme”) created by Chanel Morales Coaching LTD (“Owner”).

THE PROGRAMME

The Programme is a Six (6) month programme organised to guide and educate Participant through aspects of launching and growing an online business. Programme Start Date will be the date upon which the Programme is purchased (“Programme Start Date”). Participant will have Six (6) months access to live coaching elements of the Programme and Eighteen (18) months access to the recorded curriculum. [a] The content of this Programme will be provided to the Participant upon the Programme Start Date but is subject to modification at any time per the discretion of the Owner.

DISCLAIMER

Owner is not an employee, agent, lawyer, manager, therapist, public relations or business manager, or financial analyst, psychotherapist or accountant. Participant understands that Owner has not promised, shall not be obligated to and will not; (1) procure or attempt to procure employment or business or sales for Participant; (2) perform any business management functions including but not limited to, accounting, tax or investment consulting, or advice with regard there to; (3) act as a therapist providing psychoanalysis, psychological counseling or behavioral therapy; (4) act as a public relations manager (5) act as a publicist to procure any publicity, interviews, write-ups, features, television, print or digital media exposure for Participant; (6) introduce Participant to Consultant’s full network of contacts, media partners or business partners. Participant understands that a relationship does not exist between the parties after the conclusion of this programme. If the Parties continue their relationship, a separate agreement will be entered into.

PAYMENT TERMS

a. Programme Fee. The Fee for the Programme is $5555 (Paid In Full) or $2997 paid in Two (2) installments. Execution of this Agreement signifies Participant’s obligation to pay the entire Programme Fee in accordance with the terms of this Agreement.

The Programme Fee includes:

Six (6) months access to live coaching elements of the Programme Eighteen (18) months access to the recorded curriculum.24 x 60 minute Weekly Coaching Sessions With Chanel24 x 90 minute Weekly Coaching Sessions With Support Team.6 x 60 minute LIVE monthly Mindset Coaching Sessions With Resident Mindset Coach.6 Months ACCESS TO The Freedom Business Mastermind Facebook Group.

b. For Participant’s Selecting the Installment Plan:

i. Initial Payment. Participant will make their first installment payment (the "Initial Payment") of $2,997 (standard) to Owner and must return a signed copy of this Agreement within 48 hours of Initial Payment. Failure to return a signed copy of this Agreement within those 48 hours will result in suspension of access until Agreement is executed and returned. If Agreement is not returned within 5 days of Initial Payment, Participant will forfeit admission into the Programme, and Owner reserves the right to enforce the Agreement as made on the Effective Date.

ii. Remaining Payment Schedule. Participant will make the remaining installment of $2997 (standard) (“Installment Fee”) 30 days after Initial Payment.

iii. Payment Authorisation. Participant authorises Owner to automatically charge the credit card on file for each Installment Fee or any and all Programme Fee balances owed. Participant agrees to keep all payment information current and the financial account associated with Participant’s credit card adequately funded to satisfy the Programme Fee.

iv. Payment Default. If payment is insufficient or declined for any reason, whether such payment is under a monthly instalment plan or an early payoff, Owner has authority to remove Participant from the Programme and pursue collection of the balance of the Programme Fee, including sending the outstanding balance to a collection agency. Participant agrees to hold Owner harmless and that Owner will have no liability with respect to Owner’s enforcement of this Section. A late payment charge of $60 USD will be added if payments are not received within 7 days of the due date. Payments that are 10 days late or more will result in your removal from group and resources. Access will not be restored until payment is made.We will contact you via email from chanel@chanelmorales.com regarding payments, please ensure that this address is added to your safe list. Please do not contact Chanel directly regarding payments any information regarding payments must be emailed to chanel@chanelmorales.com

c. Chargebacks. If Participant has a dispute concerning any payment transaction, please contact us at chanel@chanelmorales.com. If, at any time, Participant contacts his or her bank or credit card company to reject the charge of any part of the Programme Fee (“Chargeback”), this act will be considered a breach of Participant’s payment obligations and this Agreement. Owner reserves the right to automatically terminate Participant’s access to the Programme, dispute any Chargeback, and take all reasonable action to authorise the transaction.

Cancellation & Refund Policy.

Due to the nature of the Programme, all sales of the Programme are final. Requests for Programme cancellations, pauses, and/or refunds received by Owner will not be honoured [b] for any reason. Owner reserves the right to pursue collection of any outstanding balance owed to the Owner for the Programme in accordance with The Payment Terms. Changes or substitutions to the Participant accessing the Programme cannot be made.

CONFIDENTIALITY

Owner respects Participant’s privacy and insists that Participant respects the Owner’s and Programme Participants (herein referred to as “Participants”). Thus, consider this a mutual non-disclosure agreement. Any Confidential Information shared by Programme participants or any representative of the Owner is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Parties agree not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the forum or otherwise. Participant agrees not to use such confidential information in any manner other than in discussion with other Participants during the Programme. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party. Both Parties will keep Confidential Information in strictest confidence and shall use their best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, espionage, loss and theft. Participant agrees not to violate the Company’s publicity or privacy rights. Furthermore, Participant will NOT reveal any information to a third party obtained in connection with this Agreement or Company’s direct or indirect dealings with Participant including but not limited to; names, email addresses, third-party company titles or positions, phone numbers or addresses. Additionally, Owner will not, at any time, either directly or indirectly, disclose confidential information to any third party. Further, by purchasing this product you agree that if you violate or display any likelihood of violating this session the Owner and/or the other Programme participant(s) will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.

NO TRANSFER OF INTELLECTUAL PROPERTY

Owners’s programme is copyrighted and original materials that have been provided to Participant are for Participant’s individual use only and a single-user licence. The client is not authorised to use any of Owner’s intellectual property for Participant’s business purposes. All intellectual property, including Owner’s copyrighted programme and/or course materials, shall remain the sole property of the Owner. No licence to sell or distribute Owners’s materials is granted or implied. By purchasing this product, Participant agrees (1) not to infringe any copyright, patent, trademark, [d] trade secret, or other intellectual property rights, (2) that any Confidential Information shared by the Owner is confidential and proprietary, and belongs solely and exclusively to the Owner, (3) Client agrees not to disclose such information to any other person or use it in any manner other than in discussion with the Owner. Further, by purchasing this product, Participant agrees that if Participant violates, or displays any likelihood of violating, any of Participant’s agreements contained in this paragraph, the Owner will be entitled to injunctive relief to prohibit any such violations and to protect against the harm of such violations.

DISCLAIMER OF WARRANTIES

The Owner gives no warranties with respect to any aspect of the Programme or any materials related there to or offered in connection with the Programme and, to the fullest extent possible under the laws governing this Agreement, disclaims all implied warranties, including but not limited to warranties of fitness for a particular purpose, accuracy, timeliness, and merchantability.

PARTICIPANT ACCEPTS AND AGREES THAT HE/SHE IS FULLY RESPONSIBLE FOR HIS/HER PROGRESS AND RESULTS, AND THAT OWNER OFFERS NO REPRESENTATIONS, WARRANTIES OR GUARANTEES VERBALLY OR IN WRITING REGARDING PARTICIPANT’S FUTURE EARNINGS, BUSINESS PROFIT, MARKETING PERFORMANCE, CUSTOMER GROWTH, OR RESULTS OF ANY KIND. THE OWNER DOES NOT GUARANTEE THAT PARTICIPANT WILL ACHIEVE ANY RESULTS USING ANY OF THE IDEAS, TOOLS, STRATEGIES OR RECOMMENDATIONS PRESENTED AT THE PROGRAM, AND NOTHING IN THE PROGRAM IS A PROMISE OR GUARANTEE TO PARTICIPANT OF SUCH RESULTS.

TERMINATION

Company is committed to providing all Participant’s in the Programme with a positive Programme experience. By purchasing this product, Participant agrees that the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Participant participation in the Programme without refund or forgiveness of monthly payments if Participant becomes disruptive to Owner or Participants, Participant fails to follow the Programme guidelines, is difficult to work with, impairs the participation of the other participants in the Programme or upon violation of the terms as determined by Owner. Participant will still be liable to pay the total programme fee.

INDEMNIFICATION

Participant shall defend, indemnify, and hold harmless The Owner, Owners’s officers, employers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgements, awards, settlements, investigations, costs, fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the product(s), excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or wilful misconduct by Owner, or any of its shareholders, trustees, affiliates or successors. Participant shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. Participant recognises and agrees that all of the Owner’s shareholders, trustees, affiliates and successors shall not be held personally responsible or liable for any actions or representations of the Owner. In consideration of and as part of my payment for the right to participate in owner Programmes, the undersigned, my heirs, executors, administrators, successors and assigns do hereby release, waive, acquit, discharge, indemnify, defend, hold harmless and forever discharge Owner and its subsidiaries, principals, directors, employees, agents, heirs, executors, administrators, successors, and assigns and any of the training instructors, guides, staff or students taking part in the training in any way as well as the venue where the Programmes are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter “Releases”) of and from all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in a equity arising from my participation in the Programmes.

DUTY TO READ

I accept that under this agreement, I have a duty to read the terms of participation policy, and have done so. Furthermore, I understand and accept that I am precluded from using lack of reading as a defense against all remedies contained herein.